Analyse income statement, cashflow statement and balance sheet of hdfc bank. Ratio analysis financial statement analysis mba crystal ball. Hdfc bank along with its subsidiaries hdfc securities limited and hdb. Hdfc bank q3 profit likely to grow over 20 %, but slow loan growth may limit nii. Hdfc bank q4 profit rises 18% to rs 6,928 cr, nii growth at 16% 20. Debt, which is calculated by using the debt to equity ratio and the current ratio current assetscurrent liabilities fundamental analysis tools these are the most popular tools of fundamental analysis. Dec 08, 2012 capital structure the authorized capital of hdfc bank is rs550 crore rs5.
Proportion analysis was connected to dissect and think about the patterns in managing an account business and monetary execution, for example, credit deposit ratio. Hdfc bank limited hdfc bank or the bank was incorporated in august 1994 in the name of hdfc bank limited, with its registered office in mumbai, india and commenced operations as a scheduled commercial bank in january 1995. Cnbc tv18 best bank and financial institution awards. Hdfc bank ltd annual reports available on tickertape. Pdf a comparative study of financial statement of icici and. A project report on financial performance based on ratios at hdfc bank. This ratio shows the degree of liquidity preference adopted by the bank. Debtequity ratio analysis for banking industry, good ratio less than average ratio between and 15 bad ratio greater than 15.
Hdfc bank key financial ratios, hdfc bank financial. At hdfc bank acid test ratio, debtors turnover ratio and inventory and inventory turnover ratio to have a real insight into the liquidity aspect. Npa ratio is used to measure the asset quality of the banks loan books. Scribd is the worlds largest social reading and publishing site. Ratio analysis of hdfc final free download as word doc. Technical analysis gauges display realtime ratings for the selected timeframes. The analysis and comparative study of sbi and hdfc mutual fund 8. Fundamental analysishdfc bankequity research report. Read on for a complete analysis of hdfc bank s quarterly results. A ratio is defined as the indicated quotient of two mathematical expressions and the relationship between two or more things. The study is to assess the monetary execution of icici bank and hdfc bank. This made us conclude that private sector banks are in good position as compare to public banks in maintaining higher capital adequacy ratio.
Hdfc bank fact sheet, hdfc bank financial results equitymaster. Independent auditors report for consolidated financial statements. The main aim of this paper is to analysis the financial performance of indian public sector bank using the camel model. Introduction the hdfc housing development finance corporation limited was among the 1st to receive an in principle approval from the rbi reserve bank of india to set up a bank in the private sector in 1994. As of march 31, 2017, hdfc banks customer base was over 40 million and its distribution network was at 4,715 branches and 12,260 atms in 2,657 cities. Nov 06, 2012 pricetoearnings ratio it is a valuation ratio of a companys current share price compared to its per share earnings pe ratio average stock priceearning per share the pe ratio for hdfc.
It was a part of rbis liberalization of the indian banking industry. Company report financial statement analysis of hdfc bank. Financial ratios analysis in determination of bank performance in the german banking sector article pdf available march 2019 with 4,452 reads how we measure reads. Hdfc banks book value per share for the fiscal year that ended in mar. Review of literature 21 bharathi pathak 2003 18 makes a study of the financial operations of new generation private sector banks in india. A study on comparative analysis of hdfc bank and icici bank. A financial soundness indicator for banks 775 followed by hdfc and axis bank while bank of india has the lowest. Abstractthe banking sector as service sector, and as one of the components of financial system, plays an important role in the performance of. Retail banking, project and corporate finance, working capital finance.
The resulting differential interest income interest earnings on assets minus interest costs on deposits will go to meet. Project report on ratio analysis of sbi pdf state bank of indiaratio analysis. Ratio analysis is a useful management tool that will improve your understanding of financial results and trends over time, and provide key indicators of organizational performance. A study on comparative analysis of hdfc bank and icici. This study is conducted purely based on secondary data obtained through website of the specified private banks. A comparative analysis of hdfc bank financial performance before and after acquisition with of punjab.
Responsibility csr projects, which are guided by our csr policy. Hdfc bank annual reports financial statements of hdfc bank. Interpretation of quick ratio a company with quick ratio ratio, more likely the company be able to pay its short term bills creditors are most concerned about the quick ratio and a lesser quick ratio leads to higher creditors concern the quick ratio for hdfc is 6. Hdfc bank limited annual report 201617 12 20072008 20082009 20092010 interest income 10,530. Pdf a comparative study of financial statement of icici. For the quarter ended march 2020, hdfc bank has posted a net profit of rs 69 bn up 17.
Financial ratio analysis hdfc bank new linkedin slideshare. Oct 18, 20 a project report on financial performance based on ratios at hdfc bank. Npa are those assets for which interest is overdue for more than 3 months. Liquidity analysis of hdfc bank it can be measured with the help of the following ratios. Download annual report in pdf format 2019 2018 2017 2016 2015. Suggested citation dhar, sujoy, a study on comparative analysis of hdfc bank and icici bank on the basis of capital market performance march 6, 2015. Based on the analysis of hdfc bank data it can be concluded that net profit margin. Sep 14, 2015 the hdfc housing development finance corporation limited was among the 1 st to receive an in principle approval from the rbi reserve bank of india to set up a bank in the private sector in 1994. Company, including debt equity ratio, turnover ratio etc. A project report on a comprehensive study on financial analysis of h. Financial analysis of banking institutions 4 chapter 2. Rbi liberalization of indian banking industry in 1994. Npa ratio is used to measure the asset quality of the bank s loan books. Pdf financial ratios analysis in determination of bank.
State bank of india although bancassurance business is wide spread over the country, this survey is confined to only one location i. Hdfc bank to hold digital innovation summit in indore on feb 11. Pricetoearnings ratio it is a valuation ratio of a companys current share price compared to its per share earnings pe ratio average stock priceearning per share the pe ratio for hdfc. Financial appraisal international journal of engineering and. Ratio of liquid assets to total assets indicates that what percent of total assets are held as liquid assets. There is no significant difference between return on average assets ratio of pnb and hdfc bank. Get hdfc bank latest key financial ratios, financial statements and hdfc bank detailed profit and loss accounts. Part time research scholar, department of commerce, pe riyar university college of. Hdfc bank intrinsic value hdfc bank research report. Five banks indusind bank, centurion bank, hdfc bank, icici bank and uti bank are taken up for financial analysis for a period of five years from 199697 to 200001. Sep 26, 2017 a project report on a comprehensive study on financial analysis of h. Hdfc bank parivartan to help digitize 100 government schools in bihar. A project report on financial performance based on.
Mar 07, 2015 since sbi is largest psu bank in india, icici bank and hdfc banks are considered for comparative analysis in order to create a level playing field. Hdfc bank began operations in 1995 with a simple mission. Hdfc bank q4 profit growth expected to be over 20%, gross npas may inch up. Harsh vineet kaur abstract banks are the pillars for the development of the economy. Ratio analysis hdfc bank ltd financ ial performance ratios. Hdfc bank key financial ratios, hdfc bank financial statement. Ratio analysis of hdfc final equity finance banks scribd. The bank was incorporated in aug 1994 in the name of hdfc bank. For the quarter ended december 2019, hdfc bank has posted a net profit of rs 74 bn up 32. Capital structure the authorized capital of hdfc bank is rs550 crore rs5. Earnings per share eps price to earnings ratio pe 9 projected earnings growth peg price to.
Pdf this study has been carried out to evaluate the financial performance of hdfcbank. If the npa ratio for the last 10 years stays below 1% then that is a sign of good management. Hdfc bank balance sheets, financial statements the economic. This study examines the financial situation of the. Financial analysishdfc bank free download as word doc. It has taken steps pertaining to delinquency management like rootcause analysis of. Hdfc bank balance sheets, financial statements the. Financial analysishdfc bank reserve bank of india banks. Kurukshetra university,kurukshetra in partial fulfillment of the requirement for award of the degree of master of business administration m. Since sbi is largest psu bank in india, icici bank and hdfc banks are considered for comparative analysis in order to create a level playing field. The summary for hdfc bank is based on the most popular technical indicators moving averages, oscillators and pivots.
By using the ratio analysis tool we can analyse the performance of both the banks and we can easily find out the strength and weakness of. The housing development finance corporation limited hdfc was. Ratio analysis is a powerful tool of financial analysis. Ratio analysis is one of the most powerful tool of financial analysis. Read on for a complete analysis of hdfc banks quarterly results. Icai awards for excellence in financial reporting for 201819. Hdfc banks using comparative analysis for the period.
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